Triple Clicks

Thursday, December 17, 2015

Saving Money on Christmas

So many people have money issues around this time of year and we are no exception. So here's a few tips on saving money over Christmas. 

-Save up during the year.  This seems like a no brainer, right? I know it's easier said than done when you are living paycheck to paycheck, but if you can even save $5 a paycheck through the year, that will give you a good head start on money for presents or extras during the holidays.  Many banks have a 'Christmas account' for this very reason.   Some people will buy the presents throughout the year and stash them somewhere. Either way you choose, it will make it so the entire amount isn't hitting you all at one time. 

-Take advantage of the sales.  While I have to admit, the sales seem to be getting worse each year,  you can still get some usefulness out of them.  We had our toy list and went shopping on Black Friday and Cyber Monday for the presents.   

-Consider Alternatives.  Instead of buying something brand new from Toys R Us or another store, check Ebay.  Keep an eye on Amazon sales-they had some great ones leading up to Black Friday this year.  Instead of buying the name brand, look for a different brand that is just as good. While I know this won't work with all the things (Transformers are huge in our house right now-got a good thing to buy an off brand, been there, done that), there are some things it will work with.  Instead of an iPod, consider Sony brand.  I have a Sony mp3 player and LOVE it-especially for 1/3 of the cost.  For computers or other electronics, consider looking for the equivalent in an up and coming brand (I bought a Toshiba computer YEARS ago before many people used them at a fraction of the cost they are now).   If somebody on your list loves crafts, wait for the sales at your favorite craft store, I'm told Hobby Lobby had some great sales store wide and JoAnn's always has SOMETHING on sale.  Also consider homemade gifts, depending on the gifts and what you have on hand, this might not always be cheaper-but it can definitely be more personalized! 

-Don't forget about the dollar stores!  While we didn't get the main gifts from the dollar stores, we are utilizing them for the stocking stuffers.  

-Don't underestimate the power of memories.  We didn't have a lot of presents when I was young. Christmas especially was never something my parents went all out on like my friend's families.. but I cherish the memories we made instead of the things we got.  Making cookies with mom, driving around looking at lights, singing Christmas carols, decorating the tree.... It's the little things they will remember, not the stuff. 

And most importantly (for your checkbook anyway)

-MAKE A BUDGET.  Decide on a number, whether it's an overall or per kid, decide how much you can afford to spend and choose the presents within that price. The past years we've done $20-$25 per kid, then a little more for us... For the most part, we are both in on finding the presents for each other. We are both practical people and want something we can use so it works for us.  Our stocking stuffers are the only surprise this year lol.   Next year we have decided we will make an overall budget (and save up during the year) and stay within that number.  The older kid toys do cost a little more, and babies or toddlers are just as satisfied with what nobody else is playing with after they get their new toys as they are with the box and wrapping paper.  

I hope these tips help somebody.  Have a Merry Christmas!



  1. We do the same thing you all do. I put money away each paycheck and also shop on clearance and look for sales--which is how I got the kids' clothes this year with a 60% off sale and another shirt for them when I got a coupon from that store from shopping on-line. And, it included free shipping. So, what we would have spent on clothes we got so much cheaper. From 75 a piece down to about 20-25, it was well worth it.

    1. We're still working on getting a good budget figured out. But we have plans for next year!